A Unique Value Proposition
YOU NEED A "UNIQUE VALUE PROPOSITION" BEYOND REAL ESTATE. ONE THAT MAKES SENSE, EVERY TIME!
The conversation of real estate isn't always on a consumer's mind, but the best potential clients you can network with, are the affluent business owners, and real estate investors.
Typically, real estate transactions are fewer and further between.
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As the #1 Split Dollar and Section 162 Executive Bonus Plans producers with our carriers, we can provide you a very unique value proposition.
Approaching affluent business owners, and investors with a unique and tax advantaged solution to protecting their balance sheet capital, you'll have their ears every time.
We can show them how to access their balance sheet capital without paying a Distribution/Dividend Tax or leaving money on the balance sheet and paying a Retained Earnings Tax. This opens up a LOT of opportunity, including leveraging your primary services.
We can educate them on how to structure this tax advantaged vehicle, encourage them into buying real estate as an investment, and refer them back to you for any of your primary services.
How big is this opportunity?
There is over $5.8 TRILLION on balance sheets in America. Business owners have two choices. Either learn how to take their capital from one pocket and put it in the other in a very tax advantaged way, OR cut those large tax checks to Uncle Sam.
We both know what they'd rather do.
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOUR CLIENTS HAVE AN INITIAL APPROVAL
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
Save Your Buyers Thousands
HAVING A MORTGAGE BROKER IN YOUR CORNER IS GOOD FOR EVERYBODY!
Here’s a fact: a recent study shows when a borrower chooses an independent mortgage broker over a retail lender they can save between $9,407-$10,424* over the life of their loan. Now that’s some news you should share! Partner with us and help put more money in your buyers’ pockets. And partnering with a mortgage broker makes your job as a real estate agent easier, more consistent and gets you paid faster, too!
Go Doc-Less
GIVE YOUR BUYERS A FASTER, EASIER MORTGAGE OR REFINANCE WITHOUT THE HASSLE OF GATHERING FINANCIAL DOCUMENTS
Here’s how it works:
✅ Your client simply e-signs the loan documents.
✅ We verify their income, assets and tax returns.
✅ We notify you and your client when the loan is approved.
Remove Your Buyer's Limitations
Help Clients Navigate Divorce
THERE'S A LOT OF URGENCY THAT GOES ALONG WITH THE FINANCING NEEDS OF A DIVORCING CLIENT. WE UNDERSTAND.
That's why we offer great financing benefits to help your clients move to their next chapter quickly and efficiently.
Here are a few of our mortgage options for divorce:
✅ Rate/term refinances available up to 97% LTV – including when paying off a spouse
✅ 3-month proof of payment for child support/alimony payments
✅ Fast closings — usually in an average of 20 days
✅ Dual closings available
USE AN INDEPENDENT MORTGAGE BROKER.
WE HAVE ACCESS TO MORE.
You and your buyers will be wowed by all the services brokers offer that banks and online lenders don’t:
✅ Do just one loan application and one credit pull
✅ Shop the top wholesale lenders in the nation with exclusive programs
✅ Offer wholesale interest rates — some of the lowest in the industry
✅ Fast closings — usually in an average of 20 days
✅ Get instant funding at the closing table
✅ Have a higher approval percentage for homebuyers than banks
✅ Total transparency, with technology that lets them track their loan from start to finish
✅ The ability to lock in their interest rate while they shop for their dream home
✅ A mortgage application link they can complete on their own time and screen share with us in real-time if they need help
Testimonials
NMLS ID #1416824
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)