A Unique Value Proposition

YOU NEED A "UNIQUE VALUE PROPOSITION" BEYOND REAL ESTATE. ONE THAT MAKES SENSE, EVERY TIME!

The conversation of real estate isn't always on a consumer's mind, but the best potential clients you can network with, are the affluent business owners, and real estate investors.

Typically, real estate transactions are fewer and further between.

Team up with my other company, Consumer Cost Savings Group.

You're already out networking, and the #1 way to get someone's attention is to talk about creating significant savings in the parts of their lives that are the most expensive, the most used, and required to be paid monthly.

Healthcare, Mobile, Identity Theft, Gas & Electricity, High-Speed Internet, Television, Travel, Security & Automation.

Add "Residual Income" to the equation, everyone is winning!

Impact Health Share

Mobile

Identity Theft Protection

Gas & Electricity

High Speed Internet

Television/Cable

Travel & Lifestyle

Security & Automation

Approved In As Little As

15 Minutes

IT’S EASY WHEN YOUR CLIENTS HAVE AN INITIAL APPROVAL

Want to feel good about your clients making a strong offer on their dream home?

Get an initial approval for their loan almost instantly

when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!

It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.

Save Your Buyers Thousands

HAVING A MORTGAGE BROKER IN YOUR CORNER IS GOOD FOR EVERYBODY!

Here’s a fact: a recent study shows when a borrower chooses an independent mortgage broker over a retail lender they can save between $9,407-$10,424* over the life of their loan. Now that’s some news you should share! Partner with us and help put more money in your buyers’ pockets. And partnering with a mortgage broker makes your job as a real estate agent easier, more consistent and gets you paid faster, too!

Go Doc-Less

GIVE YOUR BUYERS A FASTER, EASIER MORTGAGE OR REFINANCE WITHOUT THE HASSLE OF GATHERING FINANCIAL DOCUMENTS


Here’s how it works:

✅ Your client simply e-signs the loan documents.

✅ We verify their income, assets and tax returns.

✅ We notify you and your client when the loan is approved.

Remove Your Buyer's Limitations

investor loans, DSCR, debt service coverage ratio, mathew yates

Help Clients Navigate Divorce

THERE'S A LOT OF URGENCY THAT GOES ALONG WITH THE FINANCING NEEDS OF A DIVORCING CLIENT. WE UNDERSTAND.

That's why we offer great financing benefits to help your clients move to their next chapter quickly and efficiently.

Here are a few of our mortgage options for divorce:

✅ Rate/term refinances available up to 97% LTV – including when paying off a spouse

✅ 3-month proof of payment for child support/alimony payments

✅ Fast closings — usually in an average of 20 days

✅ Dual closings available

USE A DIRECT LENDER + INDEPENDENT MORTGAGE BROKER.

WE HAVE ACCESS TO MORE.

You and your buyers will be wowed by all the services a direct lender + broker offer that stand-alone banks and online lenders don’t:

✅ Do just one loan application and one credit pull

✅ Shop the top wholesale lenders in the nation with exclusive programs

✅ Offer wholesale interest rates — some of the lowest in the industry

✅ Fast closings — usually in an average of 20 days

✅ Get instant funding at the closing table

✅ Have a higher approval percentage for homebuyers than banks

✅ Total transparency, with technology that lets them track their loan from start to finish

✅ The ability to lock in their interest rate while they shop for their dream home

✅ A mortgage application link they can complete on their own time and screen share with us in real-time if they need help


Testimonials

NMLS ID #423065

Contact Me

20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045

NMLS ID #1173903

Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. Toll free (844) 337-2548. NMLS No. 423065 (www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples | Accessibility