You have options, and one of the most strategic solutions we have is leveraging our 2/1 or 3/2/1 temporary rate buydown programs.
Even more so, we work with our clients and their agents to educate them on how to get "Seller Concessions" to pay for this buydown.
✅ 2/1 Buydown - 2 point interest rate reduction 1st year, 1 point reduction the 2nd year.
✅ 3/2/1 Buydown - 3 point reduction 1st year, 2 points the 2nd year, and 1 point reduction the 3rd year.
The temporary rate buydown options can mean a much smaller mortgage payment for those beginning years, allowing you some breathing room for repairs, savings and more.
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045
NMLS ID #1173903
Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. Toll free (844) 337-2548. NMLS No. 423065 (www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples | Accessibility