Temporary Rate Buydown
Use Seller Concessions to Get a Temporary Rate Buydown
WE UNDERSTAND WITH HIGHER INTEREST RATES IT MAY MAKE PAYMENTS LESS AFFORDABLE. HOWEVER MOST WANT TO STILL PUT THEIR MONEY INTO A MORTGAGE VS RENT.
You have options, and one of the most strategic solutions we have is leveraging our 2/1 or 3/2/1 temporary rate buydown programs.
Even more so, we work with our clients and their agents to educate them on how to get "Seller Concessions" to pay for this buydown.
✅ 2/1 Buydown - 2 point interest rate reduction 1st year, 1 point reduction the 2nd year.
✅ 3/2/1 Buydown - 3 point reduction 1st year, 2 points the 2nd year, and 1 point reduction the 3rd year.
The temporary rate buydown options can mean a much smaller mortgage payment for those beginning years, allowing you some breathing room for repairs, savings and more.
Get the extra flexibility you need - Get approved today!
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOUR CLIENTS HAVE AN INITIAL APPROVAL
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
Testimonials
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOUR CLIENTS HAVE AN INITIAL APPROVAL
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
NMLS ID #1416824
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)