Blanket/Portfolio DSCR Loans
1 - 4 Unit Properties Only
MAXIMUM LOAN AMOUNT: $6,250,000.00 UP TO 80 LTV
✅ Min. Asset Value of $100,000 per property included.
✅ Max Asset Value of $1.5M per unit for each property included.
✅ Interest Only Available
✅ Property DSCR down to .75
✅ Loan DSCR down to 1
✅ Max 25 properties per blanket loan
✅0-5 year pre-payment penalties
✅ Rates start in the 6's on 30 year fixed rates.
✅ U.S. CITIZEN ONLY
BLANKET DSCR ELIGIBILITY (DSCR > 1.0X)
FICO
740
720
700
680
660
Loan Amount
< $6,250,000
< $6,250,000
< $6,250,000
< $5,500,000
< $5,500,000
Purchase
80%
80%
80%
80%
75%
Rate & Term
80%
80%
80%
75%
75%
Cash Out
75%
75%
75%
70%
65%
UNDERWRITING FEE SCHEDULE - BLANKET DSCR
2-4 Properties
$2,245
5-8 Properties
$2,995
9-12 Properties
$3,745
13-16 Properties
$4,495
17-20 Properties
$5,245
21-25 Properties
$5,995
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOU HAVE AN INITIAL APPROVAL
Want to feel good about making a strong offer on your dream home?
Get an initial approval for your loan almost instantly
when you work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give you an initial loan approval in as little as 15 minutes — even on the weekends!
You’ll also enjoy greater transparency so you can gather any paperwork you need ahead of time and make sure your loan goes through as smoothly as possible.
Testimonials
NMLS ID #1416824
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)