New Construction - One Time Close

WE MAKE NEW CONSTRUCTION LOANS SIMPLE AND EASY

Make your dream home come true with our One-Time Close New Construction loan. I’ll work with you, your real estate agent and your builder to get you a great rate and a hassle-free mortgage experience. Plus, one closing means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order and just one approval.

✅ Conventional, high balance and ARMs available

✅ 700+ FICOAs little as 5% down

✅ Interest-only payments until the build is complete

investor loans, DSCR, debt service coverage ratio, mathew yates

Approved In As Little As

15 Minutes

IT’S EASY WHEN YOU HAVE AN INITIAL APPROVAL

Want to feel good about making a strong offer on your dream home?

Get an initial approval for your loan almost instantly

when you work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give you an initial loan approval in as little as 15 minutes — even on the weekends!

You’ll also enjoy greater transparency so you can gather any paperwork you need ahead of time and make sure your loan goes through as smoothly as possible.

Testimonials

NMLS ID #1416824

Contact Me

18071 Fitch Ste. 200, Irvine, CA 92614

NMLS ID #1173903

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)