PUT BANK STATEMENT LOANS TO WORK FOR YOU

If you’re self-employed, gathering income documents or tax transcripts for a mortgage application can be a real hassle. That’s why we offer Bank Statement Loans – where you can simply provide bank statements to qualify for loans up to $3.5M.

✅ Min FICO credit score of 620

✅ 12-24 Month Bank Statements

✅ Up to 85% (Primary Residence) | 80% Non-Owner Occ.

✅ No mortgage insurance required

✅ Available on primary, second home and investment properties

✅ As little as 6 months reserves required

✅ Up to 85% of gross deposits used as income

✅ CPA letter allowed for reducing expenses and increasing deposit income that can be used for qualifying income

✅ W2 to Self Employed < 2 years OK

✅ Foreign Nationals up to 75% | ITIN Loans

✅ 10 YR I/O - 30 YR Amortization (up to 80% LTV)