Adjustable Rate Mortgages
TODAY'S ADJUSTABLE-RATE MORTGAGES ARE A LOT DIFFERENT THAN THEY WERE IN THE PAST
And they may be the best choice for your purchase or refinance:
ARMs are smarter
✅ Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
✅ With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster
ARMs are often safer
✅ ARMs no longer feature pre-payment penalties, so you can easily refinance
ARMs can save you money
✅ A lower rate means a lower payment, which means more cash in your pocket each month
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOU HAVE AN INITIAL APPROVAL
Want to feel good about making a strong offer on your dream home?
Get an initial approval for your loan almost instantly
when you work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give you an initial loan approval in as little as 15 minutes — even on the weekends!
You’ll also enjoy greater transparency so you can gather any paperwork you need ahead of time and make sure your loan goes through as smoothly as possible.
Testimonials
NMLS ID #423065
Contact Me
20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045
NMLS ID #1173903
Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. Toll free (844) 337-2548. NMLS No. 423065 (www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples | Accessibility