Your clients have options, and we'll discuss some great financing benefits to help them move to their next chapter quickly and efficiently.
✅ Rate/term refinances available up to 97% LTV – often the case when a spouse is being removed from the mortgage.
✅ Cash out options as well, whether traditional cash out, or HELOCs - typical scenarios when a spouse may need to be cash settled.
✅ 3-month proof of payment for child support/alimony payments
✅ Fast turn times, often less than 20 days
✅ Dual closings available
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
Here’s a fact: a recent study shows when a borrower chooses an independent mortgage broker over a retail lender they can save between $9,407-$10,424* over the life of their loan. Now that’s some news you should share! Partner with us and help put more money in your clients’ pockets.
Here’s how it works:
✅ Your client simply e-signs the loan documents.
✅ We verify their income, assets and tax returns.
✅ We notify you and your client when the loan is approved.
You and your clients will be wowed by all the services that we as brokers offer that banks and online lenders don’t:
✅ Do just one loan application and one credit pull
✅ Shop the top wholesale lenders in the nation with exclusive programs
✅ Offer wholesale interest rates — some of the lowest in the industry
✅ Fast closings — usually in an average of 20 days
✅ Get instant funding at the closing table
✅ Have a higher approval percentage for homebuyers than banks
✅ Total transparency, with technology that lets them track their loan from start to finish
✅ The ability to lock in their interest rate while they shop for their dream home
✅ A mortgage application link they can complete on their own time and screen share with us in real-time if they need help
20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045
NMLS ID #1173903
Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. Toll free (844) 337-2548. NMLS No. 423065 (www.nmlsconsumeraccess.org). This is not an offer to enter into an agreement or a commitment to lend. All loans are subject to credit approval as well as program requirements and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency. © Novus Home Mortgage. All Rights Reserved | Program, Rate & APR Examples | Accessibility