A Seasoned Expert on Your Side
WE UNDERSTAND THE EMOTIONS AND URGENCY THAT GO ALONG WITH DIVORCE. IF YOUR CLIENTS NEED ASSISTANCE FIGURING OUT WHAT HAPPENS NEXT WITH THEIR MORTGAGE, AND THEIR OPTIONS, WE'RE HERE FOR THEM.
Your clients have options, and we'll discuss some great financing benefits to help them move to their next chapter quickly and efficiently.
✅ Rate/term refinances available up to 97% LTV – often the case when a spouse is being removed from the mortgage.
✅ Cash out options as well, whether traditional cash out, or HELOCs - typical scenarios when a spouse may need to be cash settled.
✅ 3-month proof of payment for child support/alimony payments
✅ Fast turn times, often less than 20 days
✅ Dual closings available
Approved In As Little As
15 Minutes
IT’S EASY WHEN YOUR CLIENTS HAVE AN INITIAL APPROVAL
Want to feel good about your clients making a strong offer on their dream home?
Get an initial approval for their loan almost instantly
when they work with independent mortgage professionals like us. Our cutting-edge process lets us do what big banks and retail lenders can’t and give them an initial loan approval in as little as 15 minutes — even on the weekends!
It’s especially ideal for your buyers who are self-employed or may have contingencies pop up, clearing the way for a smooth, easy underwriting process.
Save Your Clients Thousands
HAVING A MORTGAGE BROKER IN YOUR CORNER IS GOOD FOR EVERYBODY!
Here’s a fact: a recent study shows when a borrower chooses an independent mortgage broker over a retail lender they can save between $9,407-$10,424* over the life of their loan. Now that’s some news you should share! Partner with us and help put more money in your clients’ pockets.
Go Doc-Less
GIVE YOUR CLIENTS A FASTER, EASIER MORTGAGE OR REFINANCE WITHOUT THE HASSLE OF GATHERING FINANCIAL DOCUMENTS
Here’s how it works:
✅ Your client simply e-signs the loan documents.
✅ We verify their income, assets and tax returns.
✅ We notify you and your client when the loan is approved.
Remove Your Client's Limitations
USE AN INDEPENDENT MORTGAGE BROKER.
WE HAVE ACCESS TO MORE.
You and your clients will be wowed by all the services that we as brokers offer that banks and online lenders don’t:
✅ Do just one loan application and one credit pull
✅ Shop the top wholesale lenders in the nation with exclusive programs
✅ Offer wholesale interest rates — some of the lowest in the industry
✅ Fast closings — usually in an average of 20 days
✅ Get instant funding at the closing table
✅ Have a higher approval percentage for homebuyers than banks
✅ Total transparency, with technology that lets them track their loan from start to finish
✅ The ability to lock in their interest rate while they shop for their dream home
✅ A mortgage application link they can complete on their own time and screen share with us in real-time if they need help
Testimonials
NMLS ID #1416824
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender
(NMLS consumer access: https://www.nmlsconsumeraccess.org/_)